The sunshine state, as Florida is commonly referred to, is also a haven for retirees. A large number of older American citizens, especially those of some affluence, or from the colder regions of the country, are increasingly choosing to retire to Florida, or at least spend the winter months in homes that they have and own in the state. What does this mean in terms of car insurance? Well, elevated cost of getting a car insured. An additional and important factor for Florida coming in amongst the top five most expensive states in the country to get a car insured, is that it is a no-fault state.

Does this mean that anyone wishing to get car insurance quotes in Florida must resign himself or herself to the idea of paying a chunk of change for insuring a vehicle? Actually, no. What becomes important in this scenario is to go hunting for the best deal and compare between the car insurance quotes offered by different insurers in the state.

Every company will want your zip code, age, marital status, driving history, including accidents and tickets information. Do keep in mind that each of these factors will influence and affect the quote you get for car insurance. And also know that not all the factors are the same in the eyes of the various insurance companies – some might give more weight to one factor, while others will give more percentage points to another. Hence, despite you entering the exact same information across the different websites, you could potentially end up with vastly varying quotes, with differences of a thousand dollars or more, annual.