You need a car, and are ready to buy it. But it’s a used car purchase, not a brand new one. Does this mean you can’t get financing for your car? Do you have to have the entire amount in hand in order to go ahead with a purchase? No?

Do you suddenly find yourself in need of a certain sum of money urgently? You don’t want to sell any of your worldly possessions, and you also know what you need is a loan. Well, if you have a car and the vehicle’s title is in your name, you can actually get a loan using your car as collateral.

Did you know that you could get a loan even if your credit history is bad, or you have a huge stack of unpaid cards, or no money in the bank? All you do need is to own a car, and be willing to part with the paper vehicle title and use your vehicle as collateral, as well as allow the store or agency lending you the money, to place a lien on your car for the duration of your loan agreement.

The sunshine state, as Florida is commonly referred to, is also a haven for retirees. A large number of older American citizens, especially those of some affluence, or from the colder regions of the country, are increasingly choosing to retire to Florida, or at least spend the winter months in homes that they have and own in the state.

So, you’ve decided to skip the whole car buying routine, and are instead leasing a vehicle. Well, there are distinct advantages to this choice. For one, it is overall less money you put on the table. For another, leased cars are generally much newer, if not brand new, and they also are a way to drive around a more expensive and fancier car that you maybe would not splurge or even be able to afford as a purchase.